New York Bankruptcy Law Attorney
Many people struggle to pay their bills and often they find themselves falling father and farther behind until finally they have reached a point of no return and do not know what to do. Most of these struggling individuals think they have no rights or protection available and end up having their assets liquidated and lose their home, car, and personal property. You do have rights and can do something about it. The Brooklyn, New York, Law Office of Paul B. Groman has been helping clients protect their property through Chapter 7 and Chapter 13 bankruptcies since 2000. Contact us to arrange for a confidential consultation.
Brooklyn, New York, Bankruptcy Law Attorney
In 2005, new laws were passed that changed the bankruptcy code and made it more difficult for certain people to file bankruptcy. That this does not mean you cannot file bankruptcy. The biggest change the law put into place is "means testing" to determine if the median income of a family is above a threshold amount. If their income is less then the state median, it is usually not a problem to file a traditional bankruptcy. If it is higher then the median the bankruptcy court will ask for more information about the income, debt, assets, and property of the person filing to determine if they are still eligible. Our lawyer will go over all of this with you and help you determine your eligibility for filing.
Here are some ways our firm will help you with your Chapter 7 or Chapter 13 bankruptcy:
- We file meticulous and detailed petitions to ensure a client has everything they need in order to file
- We attend the 341 meeting, and confirmation hearing
- We advise on credit counseling and debt education prior to filing
- We work with clients on post-filing issues to ensure they follow the required steps
- We conduct means testing analysis to determine client eligibility for bankruptcy
- We provide annual review and update of Chapter 13 bankruptcy plans
We Can Help You Get a Fresh Start
If you are experiencing financial difficulties, do not wait until it is too late. Contact an experienced bankruptcy attorney. They will explain your rights to you and show you how a Chapter 7 or Chapter 13 bankruptcy can help discharge your debts and save your car, home, and personal property from being taken from you. If you live in the New York City area and need assistance with a bankruptcy law legal matter, contact the Law Office of Paul B. Groman by phone at 718.852.1196. We will be glad to meet with you in person and advise you how we can help you with your legal concerns. Our office accepts all major credit cards.
Paul B. Groman, Attorney at Law
188 Montague Street, 10th Floor • Brooklyn, NY 11201 • 718.852.1196
Paul B. Groman, Attorney at Law, represents family law, real estate closing, and bankruptcy law clients in New York City, New York, and throughout Brooklyn, Manhattan, Bronx, Queens, and Staten Island.
